Understanding the Statute of Limitations
After a serious car accident, one of the most common questions victims ask is: How long do I have to file a claim? In New York, strict legal deadlines, known as statutes of limitations, control how much time you have to pursue compensation. Missing these deadlines can mean losing your right to recover damages for medical expenses, lost wages, and pain and suffering.
In most personal injury cases involving car accidents, you have three years from the date of the accident to file a lawsuit. However, the timeline may vary depending on the circumstances. For example, claims involving government vehicles or municipalities often require a Notice of Claim within just 90 days.
This is why it’s critical to consult with an experienced Long Island car accident lawyer as soon as possible.
Why Acting Quickly Matters
Evidence can disappear, memories can fade, and insurance companies may attempt to use delays against you. Speaking with a Nassau or Suffolk County attorney early ensures your legal team can collect critical evidence like medical records, accident reports, and witness statements.
At the Law Offices of Steven Gacovino, P.C., we help clients across Long Island, Nassau County, Suffolk County, and all of New York file claims within the required deadlines. Our firm works on contingency, meaning you don’t pay unless we win your case.
Exceptions to the Deadline
While three years is the standard deadline, there are exceptions. For example:
- Wrongful death claims must be filed within two years.
- If you were a minor at the time of the accident, the clock may not start until you turn 18.
- Certain claims against the state or local government may require earlier filings.
Because of these variations, it’s never safe to assume the three-year deadline applies in every situation. Getting legal advice quickly is the best way to protect your rights.
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Insurance Company Pressure
Another reason to act fast is insurance company pressure. Adjusters may try to push for a low settlement before you understand the full impact of your injuries. Waiting too long to consult a lawyer could leave you vulnerable to mistakes that harm your case.
Our attorneys know these tactics and are ready to counter them, ensuring you get the compensation you deserve.
Protecting Your Right to Compensation
Whether your accident occurred on the LIE, Sunrise Highway, or a local Nassau or Suffolk County road, you deserve a strong legal advocate. Filing on time is not just about meeting deadlines—it’s about protecting your future.
Call the Law Offices of Steven Gacovino, P.C. today at 844-692-1200 or complete our online form for a free confidential consultation. Don’t risk losing your right to financial recovery by waiting too long.
For an official breakdown of New York’s civil statute of limitations—including CPLR § 214 that governs car accident injuries—visit the New York Courts’ Statute of Limitations chart.
Related Links
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- Who Pays After a Suffolk County Car Accident? Understanding No-Fault Insurance in New York
- What to Do Immediately After a Car Accident on Long Island: A Step-by-Step Legal Guide
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- Multi-Vehicle Accidents on Long Island: What You Need to Know
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